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These are all the report your rent style tradelines where the tenant pays.
Rent reporters
There is a one-time enrollment fee of $94.95, which includes up to two years of reported rental payments. From there, you can enroll in a monthly plan ($9.95 per month) or an annual plan ($7.95 per month). Rent Reporters reports to TransUnion and Equifax.
Boompay (Highly Recommend)
There is a one-time enrollment fee of $10. You can pay $2 a month to report your rent payments from this point onwards or $25 one-time fee for up to 24 months of past payment history. Boompay reports to all 3 bureaus. Shows up about 7 days after signing up!
Rental Kharma
Initial setup is $50, and the service is $8.95 per month. Reports include all past history at your current address. You can include your roommate or spouse for a $25 one-time fee and an extra $5 per month. Rental Kharma reports to TransUnion and Equifax.
Level Credit
Previously known as RentTrack, LevelCredit charges a $6.95 monthly fee to have your rent, cell phone and utility payments reported to the credit bureaus. Rent is reported to all three bureaus, while utility payments are reported to TransUnion only. A look-back of up to 24 months is available on your current lease for a one-time fee of $49.95.
Rock the Score
There is an enrollment fee of $48, and ongoing service costs $6.95 per month. There is a $65 fee for reporting up to two years of rental history. Rock the Score reports to TransUnion and Equifax.
Creditmyrent
This service charges a monthly fee of $14.95, with no setup fee. There are additional charges if you want past rent reported. CreditMyRent reports to TransUnion and Equifax.
Payment report A $49 setup fee gets you two years of rental history reported to Equifax and TransUnion. Ongoing reporting is free for the flat-rate plan, and you can add a roommate or spouse for free. Ongoing reporting for monthly plans costs $2.95 a month, but there is no setup fee. (PaymentReport also has a version offered through landlords that requires electronic rent payments.)
Grow Credit
This is a simple credit builder that allows you to build credit through monthly subscriptions you are probably already paying for. You link up your bank account and they offer 3 different plans, you are simply moving over your auto-payment from your bank account to your Grow credit account for each subscription that qualifies. No hardpull on your credit, they even offer a plan if you don’t get approved for their core 3 plans, they report to all 3 bureaus.
Grow Credit offers three plans:
This is probably the best service offering like this on the market.
Stellar Fi
No credit check, no interest, no deposits and Reports to all 3 bureaus.
No reported limit to bureaus, instead it takes every bill you give it and pays it (once you set all that up) through a virtual credit card and then reports those as paid payments to bureaus
Offers 3 different membership plans (Membership fee charged on date of signup each month)
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