Top Hat Credit Builders

Top Hat Credit BuildersTop Hat Credit BuildersTop Hat Credit Builders

Top Hat Credit Builders

Top Hat Credit BuildersTop Hat Credit BuildersTop Hat Credit Builders
  • Home
  • Credit Boost Accounts
  • More
    • Home
    • Credit Boost Accounts
  • Home
  • Credit Boost Accounts

Power Boost Your Credit In Less than 14 days!

If you have less than 10 open accounts on your credit report, your file is too thin. Boost your scores fast and easy now!

Click Here to Boost Now

Boom Your Credit! Let's Go!!!

MeetAva (HighlyRecommend)

  • Monthly Plan Starts at $21
  • $2,500 Limit Tradeline Reported
  • Reports as Credit Line
  • Reports to ALL 3 Bureaus
  • No Hard Inquiry
  • Guranteed Approval


Click Here to Boost Now

Boompay (Highly Recommend)

  • Pay $25 One time fee to report previous rent payments (Up to 2yrs Prior Rental Payments)
  • Reports as Installment Loan
  • Reports to ALL 3 Bureaus
  • No Hard Inquiry
  • Does NOT cotact Landlord or property manager

Click Here to Boost Now!

Kovo

  • Monthly Plan Starts at $10
  • Reports as Installment Loan
  • Reports to ALL 3 Bureaus
  • No Hard Inquiry
  • Instant Approval

Click Here to Boost Now

Self Inc

  • Monthly Plan Starts at $25
  • Reports as Installment Loan
  • Reports to ALL 3 Bureaus
  • No Hard Inquiry
  • Guranteed Approval

Click Here to Boost Now

the best of the rest! Boost credit scores in 14 days or Less

ADD these Tradelines ASAP!

 

Report Rent Payment

These are all the report your rent style tradelines where the tenant pays. 


Rent reporters 

There is a one-time enrollment fee of $94.95, which includes up to two years of reported rental payments. From there, you can enroll in a monthly plan ($9.95 per month) or an annual plan ($7.95 per month). Rent Reporters reports to TransUnion and Equifax.


Boompay (Highly Recommend)

There is a one-time enrollment fee of $10. You can pay $2 a month to report your rent payments from this point onwards or $25 one-time fee for up to 24 months of past payment history. Boompay reports to all 3 bureaus. Shows up about 7 days after signing up!



Rental Kharma

Initial setup is $50, and the service is $8.95 per month. Reports include all past history at your current address. You can include your roommate or spouse for a $25 one-time fee and an extra $5 per month. Rental Kharma reports to TransUnion and Equifax.



Level Credit

Previously known as RentTrack, LevelCredit charges a $6.95 monthly fee to have your rent, cell phone and utility payments reported to the credit bureaus. Rent is reported to all three bureaus, while utility payments are reported to TransUnion only. A look-back of up to 24 months is available on your current lease for a one-time fee of $49.95.



Rock the Score

There is an enrollment fee of $48, and ongoing service costs $6.95 per month. There is a $65 fee for reporting up to two years of rental history. Rock the Score reports to TransUnion and Equifax.



Creditmyrent

This service charges a monthly fee of $14.95, with no setup fee. There are additional charges if you want past rent reported. CreditMyRent reports to TransUnion and Equifax.

Payment report A $49 setup fee gets you two years of rental history reported to Equifax and TransUnion. Ongoing reporting is free for the flat-rate plan, and you can add a roommate or spouse for free. Ongoing reporting for monthly plans costs $2.95 a month, but there is no setup fee. (PaymentReport also has a version offered through landlords that requires electronic rent payments.)


 

Utilities & Cell Phone Payment Tradelines


  • eCredable
    • This service allows you to report Cell phone, utility accounts and even internet services. The eCredable Lift costs $24.95 per year and will report your utility payments to Transunion. eCredable Liftlocker costs $9.95 per month and will report your utility payments to Transunion, offer credit monitoring, credit score simulator and spending & cash flow analysis.
  • Experian Boost
    • This free service is offered inside your Experian.com account and offers you to connect up your utility bill, some cell phone bills and subscription services (through your provider, note not all providers accepted) and will begin reporting this to your Experian credit report. They will also only report positive payments on this and users report a 3-10 point jump when starting to use this. 


 

Subscription Services Tradelines

 

Grow Credit

This is a simple credit builder that allows you to build credit through monthly subscriptions you are probably already paying for. You link up your bank account and they offer 3 different plans, you are simply moving over your auto-payment from your bank account to your Grow credit account for each subscription that qualifies. No hardpull on your credit, they even offer a plan if you don’t get approved for their core 3 plans, they report to all 3 bureaus.

Grow Credit offers three plans:

  • FREE plan gives you a monthly spending limit of $17 per month
  • Grow membership is $4.99 (up to $50/monthly spending limit)
  • Accelerate Membership/ top-tier premium plan is $9.99 (up to $150/monthly spending limit).

This is probably the best service offering like this on the market. 


Stellar Fi

No credit check, no interest, no deposits and Reports to all 3 bureaus.

No reported limit to bureaus, instead it takes every bill you give it and pays it (once you set all that up) through a virtual credit card and then reports those as paid payments to bureaus

Offers 3 different membership plans (Membership fee charged on date of signup each month)

  • Lite: $4.99 p/m (up to $500 in bills)
  • Prime: $9.99 p/m (up to $25k bill limit)
  • Premium: $19.99 p/m coming soon


Copyright © 2025 Top Hat Credit Builders - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept